Banky
Why Banky
Most finance apps feel like spreadsheets with a coat of paint - slow to log expenses, stressful to read, and easy to abandon after a week. Banky was designed around the opposite idea: add a purchase in a tap, see where you stand instantly, and stay motivated without guilt-driven notifications.
Smart categories and merchants speed up entry so you never fall behind. Multi-currency support covers travel and international purchases. Home and lock-screen widgets put budgets, remaining balance, and goals one glance away.
Budgets That Actually Work
Create monthly or weekly budgets by category - groceries, transport, subscriptions, restaurants, and more. See remaining balance at a glance, track progress with clean visual bars, and get gentle alerts before you overspend, not after.
Savings Goals & Real-Time Tracking
Set targets for a vacation, emergency fund, or a new laptop and watch progress grow with each deposit. Expenses and income flow in real time across all linked accounts - credit cards, deposits, debit - with a single total that always reflects the full picture.
Rollover options keep budgets flexible month to month. Automatic funding rules help goals stay on track without manual bookkeeping every Sunday night.
Beautiful Insights, Zero Noise
Clean charts and reports show where money goes, how spending trends over a week or month, and where there is room to save. Advanced analytics break down totals, net income, and category leaders - without burying you in dashboards you will never open.
The interface stays brutally simple: bold typography, high contrast, and only the numbers that matter. Adding a transaction takes seconds, not minutes.
Private by Design
Your finances are yours. Banky is built with privacy as a product principle - no selling user data, no dark patterns pushing premium tiers for basic safety.
Made for Real Life
Banky is friendly and fast by intention - clear visuals keep you motivated, gentle notifications help you stay on budget without stress, and every screen is designed for daily use, not a one-time setup ritual.
Stack
Swift · SwiftUI · WidgetKit · Core Data · Charts · Multi-currency · FinTech UX
